Privacy Policy For EMI & Loan Calculator – India

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Thank you for using EMI & Loan Calculator – India (“the App”, “we”, “our”, or “us”).
Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our app.

1. Information We Do NOT Collect

We want to be very clear:
This app does not collect any personal information.

We do NOT collect:

❌ Name
❌ Email
❌ Phone number
❌ Aadhaar / PAN
❌ Bank details
❌ Contacts
❌ Location
❌ Photos or media
❌ Any sensitive information

Your loan inputs (Loan Amount, Interest Rate, Tenure) are processed only on your device and never sent to any server.

2. Information We Collect

a. Non-Personal Usage Data (via AdMob / Analytics)

To improve app performance and show relevant ads, we may collect non-personal and anonymous data, such as:

App usage statistics
Device type (Android version, device model)
Anonymous ad interaction data

This data cannot identify you personally.

b. No Financial Data Stored

Loan calculations are processed instantly on your device.
We do not store or transmit any loan details.

3. Third-Party Services

The app may use the following third-party services:

Google AdMob

Used for showing ads.
AdMob may collect anonymous advertising identifiers to show personalised or non-personalised ads (based on your consent).

Google Play Services

Used for basic functionality and analytics.
Privacy Policy: https://policies.google.com/privacy

4. How We Use Information

Any anonymous data collected is used only for:

Improving app performance
Fixing bugs
Understanding usage patterns
Displaying relevant ads

We never sell, rent, or share your data with anyone.

5. Children’s Privacy

This app is safe for all ages.
We do not knowingly collect data from children under 13.

6. Security

Although we do not store personal data, we still follow industry best practices to keep the app secure and updated.

7. Your Consent

By using the app, you consent to this Privacy Policy.

8. Changes to This Policy

We may update this Privacy Policy from time to time.
We recommend reviewing it periodically.