📄 Privacy Policy for Fin Util

Effective Date: 20th of September 2025

Fin Util (“we”, “our”, or “us”) respects your privacy. This Privacy Policy explains how we handle user information when you use our application.

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1. Information We Do Not Collect

• We do not collect, store, or share any personal information such as your name, email, phone number, or financial details.
• All calculations (SIP, EMI, FD, CAGR) are processed locally on your device.

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2. Data Usage

• The app may save your calculation history locally (on your device) for convenience.
• No data is uploaded or shared with any server.

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3. Third-Party Services

• We may display Google AdMob advertisements in the app. AdMob may collect anonymous usage data as per their Google Privacy Policy.

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4. Links to External Sites

• The app may provide links to our blog (The Silent Trader) or other external resources. We are not responsible for the privacy practices of external websites.

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5. Children’s Privacy

• Our app is intended for general use and does not knowingly collect data from children under 13.

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6. Changes to This Policy

• We may update this Privacy Policy from time to time. Any changes will be posted here and updated in the Play Store listing.

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